Our Investment Management practice provides Investment Strategy and Implementation Services through Charter Capital Advisors. 

Charter Capital Advisors' investment approach is based on the fundamentals of asset allocation, diversification and tax efficiency, and is oriented to the specific goals and objectives of each client. Our approach is initiated through a planning process that defines the goals and inputs that help determine a client's investment policy

Our Work with Clients Investment Advisors

Unlike most firms, Charter Advisory can also work with a client's existing investment professionals to provide a technical perspective on the tax and financial planning implications of managing their investment assets. This is a cost effective way of having the coordination of objective guidance for you and your family.  This is a truly unique approach to advising clients.

We assist clients and their advisors to design tax efficient, and targeted asset allocation strategies consistent with their tax, financial and long-term planning, leveraging off of the prudent advise and resources of their investment professionals.


Our Investment  Advisory Services

Charter Advisory's Investment Management service offering is unique in that it provides a much more comprehensive relationship than the typical investment advisor's approach. 

Our services are deeply rooted in holistic planning and advice.  We provide on-going financial planning and guidance that helps to define a client's portfolio as part of our investment service.  Our tax and wealth planning structure and expertise extends far beyond the typical capabilities of retail brokers and financial planners.  This benefit doesn't entail extra cost to our clients.

  • We strongly believe in diversification and risk management of a client's portfolio.
  • We consider income needs, tax exposure, risk tolerance and time horizon in our approach.
  • We also specialize in integrating tax strategy and wealth planning, as needed, into our investment management advice.
  • We provide assessment and advisory on alternative investments including private equity, hedge funds and real estate.
  • We intergrate company stock and concentrated equity positions into our portfolio management.

Through our Charter Capital Advisors division we produce aggregated research, both external and proprietary, that supports our investment platform.

Charter Advisory offers families a uniquely strategic approach to managing their portfolios, and provides foundations and endowments with a cost effective and specialized service alternative to manage their assets. 

Our investment services are based on the following core ideas and proprietary tools:

1. Determining an appropriate target rate-of-return, while managing risk, through a cutting-edge analytical process.

2. Diversification across and within all asset classes and investment styles is critical to risk/return optimization.

3. Asset Allocation is the key underpinning to diversification and should be customized to each investor's needs and preferences.

4. We utilize our proprietary Model Asset Allocations across the risk/return spectrum as the basis for our client portfolios.

5. Our list of Approved Funds and Money Managers, based on sound and prudent research & due diligence, gives us broad based choices in each asset category to populate our client portfolios with the highest quality vehicles.

6. Our attention to quality is equally balanced with our sensitivity to the costs (fees and taxes) of our client portfolios.

Investment services are offered through Charter Capital Advisors and Charter Investment Management. As a fee-only financial advisor Charter Advisory Group does not get paid commissions or sell investment products.  Charter is compensated in a very transparent way by fees charged either as a percentage of assets under management or on a flat fee basis agreed to prior to beginning work. Charter Advisory manages client accounts but does not hold client assets, they are held at outside custodians, primarily Charles Schwab.

Charter Advisory Group is a FINRA Registered Investment Advisor (CRD # 283795).